Financial Security In Education Sector: Introducing Affordable Health Insurance System For Students At The University Of Delhi

Abstract

Vision of the paper:

The vision of this research paper is to provide a comprehensive framework for integrating affordable health insurance programs into the fee structures of colleges under the University of Delhi. By doing so, it aims to enhance the financial and health security of students, ensuring they have access to essential medical services without the burden of significant out-of-pocket expenses. This initiative envisions a holistic approach where health insurance becomes an integral part of the educational ecosystem, promoting a healthier student body that can focus on academic and personal growth without the constant worry of medical costs. By meticulously analyzing existing government schemes, private insurance offerings, and student preferences, this research aims to develop practical recommendations that are both economically viable and widely accepted by the student community. The ultimate goal is to create a sustainable model that can be replicated across other universities in India, thereby setting a precedent for prioritizing student well-being in higher education policy and administration.